• How do I change my legal name on my account?
• My quarterly statements aren't available yet. How can I see my recent activity?
• What do I do if additional information is needed to open my account?
• Could saving for retirement impact my disability benefits?
• Do other states have programs like Vermont Saves?
• Does this program replace 401(k)s?
• What if there are only a few employees at my workplace?
• Can the State use money from this program to fund other programs?
• Could joining Vermont Saves impact my eligibility for federal programs like SNAP or TANF?
• Could I lose my money?
• Are my investments guaranteed to earn?
• What about expense ratios and fees?
• What if I don’t select investments for my account?
• Can I contribute a set dollar amount per paycheck instead of a percentage?
• Can I have a Vermont Saves account plus another retirement savings plan?
• What is auto-escalation?
• Is there a maximum percentage of income that can be contributed?
• Can I take money from my Vermont Saves account?
• Is the contribution rate based on gross or net income?
• Can I opt out of automatic contribution increases?
• What does the administrative fee pay for?
• Is there an administrative fee or penalty for withdrawing my money?
• Do employers have to facilitate this State program?
• Why don’t Vermont Saves contributions show up on my W2?
• How will I know when my account is close to the annual IRA contribution limit?
• Why does the program include an auto escalation of contributions?
• Am I eligible for the Saver's Credit from the IRS?
• What happens to my account if I move out of state or change jobs?
• Can I roll over another plan’s money into my Vermont Saves account?
• Is there a minimum age to participate in the program?